"Iolo FitzOwen (pronounced /ˈjoʊloʊ/) is one of the most famed bards in Britannia, and a bowyer famous for his crossbows. He is married to Gwenno, and he is the creator of the melody for the famous song, "Stones", for which Gwenno wrote lyrics. He owns a talking horse, Smith, who constantly makes sarcastic comments about the Avatar. He is the inventor of the triple crossbow, a weapon capable of firing up to three crossbow bolts at once, and he owns two bow shops. He is based on the real life bowyer and composer David R. Watson."
Source: Wikipedia, "List_of_Ultima_characters", available under the CC-BY-SA License.